Why is my SD card not showing up are all of my pictures lost?

I went to the gallery to look for a picture and none of my photos were there. I then went to the SD card to make sure it wasn't taken out, and it was inserted. So I went to the system setting to check of the SD card was mounted and it didn't give the option. It says "insert SD card to mount." ... I've never had this problem before and have had this card for about a year now. Its a 4gb but my system storage is 16gb so I only had 1.6 GB of data saved on there... I've taken it out and cleaned it as I've read to do and I've taken out and reinserted it. Help? Anyone??

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